Terms of Service

1. Acceptance of Terms

By accessing or using the Valtoren Capital website, tools, or any related services (collectively, the "Services"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you should not access or use the Services.

2. Description of Services

Valtoren Capital provides AI-driven data analysis and informational tools intended to support independent workers and self-directed individuals in evaluating decisions related to supplemental income opportunities. The Services are informational and analytical in nature and are not intended to constitute financial, investment, tax, or legal advice.

3. No Financial Advice

Nothing provided through the Services should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument, nor as personalized financial advice. All outputs generated by our tools, including projections, risk indicators, and analytical summaries, are provided "as is" for informational purposes only. You should consult a licensed financial advisor before making any financial decisions.

4. Eligibility

You must be at least 18 years of age and capable of entering into a legally binding agreement to use the Services. By using the Services, you represent and warrant that you meet these requirements.

5. Account Responsibilities

If you create an account with Valtoren Capital, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

6. Acceptable Use

When using the Services, you agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable regulation;
• Attempt to reverse engineer, decompile, or extract the underlying models or source code of the Services;
• Interfere with or disrupt the integrity or performance of the Services;
• Misrepresent your identity or affiliation while using the Services;
• Use automated means to access the Services without our prior written consent.

7. Intellectual Property

All content, software, design elements, trademarks, and materials associated with the Services are the property of Valtoren Capital or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the Services without prior written permission.

8. Third-Party Links and Services

The Services may contain links to third-party websites or reference third-party tools. Valtoren Capital does not endorse and is not responsible for the content, accuracy, or practices of any third-party sites or services. Your use of third-party services is subject to their own terms and policies.

9. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Valtoren Capital does not warrant that the Services will be uninterrupted, error-free, or that any analytical output will be accurate or reliable for your specific circumstances.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Valtoren Capital, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold Valtoren Capital harmless from any claims, damages, liabilities, and expenses arising from your breach of these Terms or your misuse of the Services.

12. Termination

Valtoren Capital reserves the right to suspend or terminate your access to the Services at its sole discretion, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, third parties, or Valtoren Capital's business interests.

13. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Any changes will be posted on this page. Your continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Valtoren Capital operates, without regard to conflict-of-law principles. This section is a general placeholder and should be reviewed and finalized with legal counsel to reflect the appropriate governing jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

If you have questions about these Terms, please reach out through the contact page listed on our website.

This document is a general template provided for informational purposes and does not constitute legal advice. Valtoren Capital recommends consulting a qualified legal professional to ensure these Terms meet all applicable regulatory requirements before publication.